Published on in Vol 12 (2026)
Preprints (earlier versions) of this paper are
available at
https://preprints.jmir.org/preprint/97664, first published
.

1 Binus Online Learning, Management Department, Binus University, Jakarta, DKI Jakarta, Indonesia
2 Binus Business School Doctor of Research in Management, Management Department, Binus University, Jakarta, DKI Jakarta, Indonesia
*all authors contributed equally
